ARRIVING AND LIVING
SOCIAL SECURITY & INSURANCE
STUDENT SOCIAL SECURITY
ALL non-European students must register for student Social Security (national health insurance).
Students from the European Union only need to provide their European insurance card.
Students over the age of 28 will have to sign up for private insurance, because they are not eligible for Student social security.
TOP-UP HEALTH INSURANCE
This form of insurance is not mandatory, but it is strongly recommended (if you think you will have extra medical expenses during your stay in France, such as eyeglasses, contact lenses, birth control, dental care, etc.). If you plan on taking part in sports, you will be asked to take out a top-up insurance policy.
The student social security organisations offer top-up contracts with varying rates and degrees of coverage.
For more information, see the following sites:
- SMEREP: http://www.smerep.fr/offres-smerep/offres
- LMDE: http://www.lmde.com/index.php?id=6
- Student assistance: http://www.assistance-etudiants.com/fr/page/abc
Liability coverage is mandatory. It may be taken out from one of the organisations listed above or from a top-up insurance provider for international students.
In general, it is also included in housing insurance packages.
INDIVIDUAL ACCIDENT LIABILITY INSURANCE
Individual accident liability insurance is mandatory for risks outside the school. It covers school trips (other than the commute between the school and home), internships (other than the commute between the internship and home), all types of extra-curricular activities and activities with student organisations.
Students who join EPF organisations must ensure that they have accident coverage and coverage for any sports and physical activities practiced by the organisations, whether as part of the association or individually.
Housing insurance is mandatory for all tenants, no matter where they live. Students who reserve university housing through EPF must take out housing insurance.
All insurance and housing reservation fees are bundled in an administrative package payable upon enrolment.
This means that all insurance formalities are taken care of and paid for directly by EPF.